Buying your first home does not have to be confusing. This guide explains affordability, credit, down payment options, and the step-by-step process to move from renting to owning with confidence.
When it comes to getting the best mortgage deal, small changes can make a big difference. Many homebuyers focus only on rates — but your credit score, down payment, and loan term all play a major role in how much you’ll pay each month. Here’s how each lever affects your cost, and how to use them to your advantage.
When mortgage rates move, the question always comes up: “Should I act now, or wait?” After the Fed’s mid-September rate cut, buyers and homeowners alike are weighing their options. The answer depends on your personal goals — and understanding what’s really at stake if you wait.
Artificial intelligence (AI) is reshaping industries across the globe—and housing is no exception. From online mortgage calculators to AI-powered chatbots, today’s technology is making it easier for homebuyers to understand their options, compare costs, and even plan for long-term affordability. But how far can these tools go in helping you buy—and afford—a home?
