How Small Changes Can Lower Your Mortgage Rate or Payment
When it comes to getting the best mortgage deal, small changes can make a big difference. Many homebuyers focus only on rates — but your credit score, down payment, and loan term all play a major role... ...more
Mortgage
October 10, 2025•2 min read
Is Now a Good Time to Buy or Refinance?
When mortgage rates move, the question always comes up: “Should I act now, or wait?” After the Fed’s mid-September rate cut, buyers and homeowners alike are weighing their options. The answer depends... ...more
Mortgage
October 10, 2025•1 min read
Can AI Tools Help Answer Mortgage Questions and Afford Housing?
Artificial intelligence (AI) is reshaping industries across the globe—and housing is no exception. From online mortgage calculators to AI-powered chatbots, today’s technology is making it easier for h... ...more
Mortgage
September 10, 2025•3 min read
Will Affordability Improve or Will Rates Drop Before Long?
With mortgage rates easing slightly in recent months, many hopeful buyers are asking the big question: is housing affordability about to improve, or are rates still too high to make a difference? The... ...more
Mortgage
September 10, 2025•2 min read
How Much Down Payment Do You Really Need? Understanding the Options and Assistance Programs Available
The Traditional 20% Rule—And Why It’s Not Mandatory For decades, the idea that buyers need a 20% down payment to purchase a home has stuck in the public consciousness. While putting down 20% can help... ...more
Mortgage
July 28, 2025•3 min read
Which Loan Program Is Right for You: Conventional, FHA, VA, or USDA?
Choosing the right mortgage loan can feel overwhelming, especially with multiple programs available—each designed for different types of homebuyers. Whether you’re buying your first home or refinancin... ...more
Mortgage
July 28, 2025•3 min read
