How Much Down Payment Do You Really Need? Understanding the Options and Assistance Programs Available

The Traditional 20% Rule—And Why It’s Not Mandatory For decades, the idea that buyers need a 20% down payment to purchase a home has stuck in the public consciousness. While putting down 20% can help... ...more

Mortgage

July 28, 2025•3 min read

Which Loan Program Is Right for You: Conventional, FHA, VA, or USDA?

Choosing the right mortgage loan can feel overwhelming, especially with multiple programs available—each designed for different types of homebuyers. Whether you’re buying your first home or refinancin... ...more

Mortgage

July 28, 2025•3 min read